Asset Funding
Smart Business Financing, Simplified by Pinks
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At Pinks Asset Finance, we help businesses unlock growth by making essential equipment and machinery more affordable.
Asset finance is a smart, flexible funding option that lets you borrow against equipment you already own or finance new assets you want to acquire—without draining your cash flow.
Think of it like car financing, but for your business.
It’s one of the fastest-growing finance solutions in the UK, and it’s transforming how SMEs scale efficiently.
Instead of buying expensive equipment outright, asset finance allows your business to lease or pay in installments.
That means you get the tools you need—vehicles, plant machinery, construction tools, shopfitting equipment, or even office refurb materials—without tying up all your capital in one go.
Whether you’re upgrading your fleet, fitting out a retail space, or buying specialist tools, we make it easier to access what you need—without compromising your working capital.
Hire Purchase
Asset Leasing
Asset Refinance
Sale and Leaseback
Types of Asset Finance
Hire Purchase
Hire Purchase lets your business acquire valuable equipment without the heavy upfront cost.
You start with a small deposit, then make fixed monthly payments while using the asset.
At the end of the term, you’ll have the option to take full ownership—giving you long-term value from a short-term investment.
Asset Leasing
Asset leasing is a cost-effective way to get the equipment you need—without having to buy it outright.
Your business borrows the asset for an agreed term, freeing up capital and avoiding the headache of depreciation.
At the end of the lease, you can either return the asset, upgrade it, or extend your agreement.
Asset Refinance
Need a cash injection without taking on new debt?
Asset refinance helps your business unlock the value tied up in equipment you already own.
By refinancing high-value assets, you can release working capital and put that cash back into growing your business.
Sale and Leaseback
Got a valuable asset on your books?
With sale and leaseback, you can sell the asset to us and lease it back—keeping it in use while freeing up capital.
It’s a smart way to improve liquidity without sacrificing access to the tools your business relies on.
