We at Pinks Asset Finance are proud to offer solutions & tailored business funding in Bognor Regis, West Sussex.
Whether you’re seeking flexible asset finance, leasing options, or require bridging loans to close funding gaps swiftly, rest assured, we have you covered.
Our services encompass various forms of business loans, both secured and unsecured, to suit your unique requirements.
We excel in crafting financing solutions that enhance your business growth and operational flexibility. Our dedicated team is here to offer you honest advice and robust support throughout your financial journey.
Exploring our services further could be the key to unleashing your business’s potential.
How We Help Your Business Funding
At Pinks Asset Finance, we recognise that obtaining the right funding is essential for the growth and sustainability of your business.
Whether you’re aiming to expand operations, acquire new equipment, or manage cash flow, we offer a variety of financial solutions tailored to meet your specific needs.
Our services range from asset finance and leasing to secured and unsecured business loans, all crafted to enhance your business capabilities.
With our strong local connections and dedication to honest, direct advice, we collaborate closely with you to secure the best financial arrangements, ensuring that the process is seamless and that the solutions we provide propel your business towards its goals.
Services We Offer
At Pinks Asset Finance, we provide a range of financial services customised to your requirements in Bognor Regis, West Sussex.
Whether you’re in need of asset finance, business loans, or invoice finance, we’ve you protected.
Our aim is to assist in simplifying your financial procedures, making them more effective and less demanding.
Asset Finance Bognor Regis, West Sussex
At Pinks Asset Finance, we offer a variety of asset finance services tailored to meet the specific needs of our clients in Bognor Regis.
These options include:
- Hire Purchase
- Asset Refinancing
- Asset Leasing
Each service is designed to enhance your business’s financial flexibility and growth potential without stressing your cash flows.
Hire Purchase
We offer Hire Purchase options to effectively manage your asset acquisition while spreading the cost over time.
This method allows you to pay in monthly installments with an initial deposit, usually 10%.
While you’re paying, you’re hiring the asset—ownership transfers only after full payment.
Secured against the asset, this option offers better interest rates, making it easier to budget and plan financially for your business.
Asset Refinance
Moving from Hire Purchase, let’s explore how Asset Refinance can offer flexible funding solutions using existing assets in your business.
If you’ve got fully or partially owned assets, we can help release their equity, providing you with needed funds.
Even with outstanding balances, we’ll manage the payoff to your original lender and secure a new financing agreement based on your assets’ equity.
Asset Leasing
Understanding the benefits of asset leasing, businesses can utilise essential equipment without the financial burden of outright ownership. We offer tailored solutions:
- Flexible Terms: Adapt lease lengths to suit your business cycle.
- Preserved Capital: Save your cash for other investments.
- Tax Benefits: Potentially reduce taxable income.
- Up-to-date Equipment: Access the latest technology without heavy upfront costs.
Sale and Leaseback
Sale and leaseback arrangements offer businesses a strategic method to access capital while retaining the use of essential assets.
At Pinks Asset Finance, we’ll help you access cash from your assets and set up suitable lease terms.
This option is ideal if you’re asset-rich but need liquidity.
You’ll continue operating smoothly without disruption, ensuring your business’s growth isn’t hampered by financial constraints.
Business Loans Bognor Regis, West Sussex
At Pinks Asset Finance, we provide a diverse range of business loans to suit your unique needs in Bognor Regis.
Whether you’re seeking a secured business loan for stability, an unsecured loan for flexibility, or a revolving credit facility to manage cash flow, we’ve you protected.
Our bridging loans and development finance options also offer essential support for your projects and growth aspirations.
Bridging Loans
We offer bridging loans that swiftly and effectively bridge the funding gap during property transactions or urgent business financing needs.
These short-term secured loans are ideal for quickly securing funds against property values up to 70%.
They provide flexibility with 1st, 2nd, or 3rd charge options, ensuring you smoothly move between financial stages or seize timely business opportunities without delay.
Development Finance
Building on our expertise in bridging loans, Pinks Asset Finance also offers development finance to support the construction, conversion, or refurbishment of properties in Bognor Regis, West Sussex.
We tailor solutions for each project phase, providing funding in tranches and overseeing progress through a Monitoring Surveyor.
With flexible terms up to 24 months, our goal is to streamline your development journey from start to finish.
Unsecured Business Loan
Unsecured business loans offer a flexible financing option, allowing companies in Bognor Regis to expand without the need for collateral.
We recognise businesses face unique challenges and mightn’t always have assets to pledge.
That’s why we’re here to help you secure the funding you need with a personal guarantee, ensuring you can grow and thrive without tying down your valuable assets.
Secured Business Loan
Secured business loans leverage your assets to secure the funding you need. By using high-value assets as collateral, we can offer you a higher loan amount with more favourable terms.
You don’t need perfect credit or a profitable business to qualify.
Our secured loans come with lower pricing when you provide tangible security, increasing your chances of approval and allowing for longer repayment terms.
Invoice Finance Bognor Regis, West Sussex
At Pinks Asset Finance, we offer a variety of invoice finance services tailored to the unique needs of businesses in Bognor Regis.
Our offerings include:
- Invoice discounting
- Invoice factoring
These services provide flexible solutions to improve your cash flow quickly.
We’re here to help you access the funds tied up in unpaid invoices efficiently, allowing you to focus on growing your business.
Invoice Discounting
Pinks Asset Finance offers invoice discounting, allowing businesses in Bognor Regis to borrow up to 90% of their outstanding invoice values.
We provide this service confidentially; your customers won’t know we’re involved.
You’ll maintain control over your sales ledger and customer relationships, directing payments to a trust account in your name.
It’s a seamless solution that supports your cash flow without disrupting your operations.
Invoice Factoring
Offering invoice factoring services, our team provides businesses in Bognor Regis with the opportunity to convert unpaid invoices into immediate cash.
We’ll advance between 70% and 85% of the invoice value.
Our service includes managing your sales ledger and handling credit control, ensuring a seamless collection process. We’re here to take the hassle out of your cash flow management.
Selective Invoice Finance
Building on our invoice factoring services, we also provide selective invoice finance, a solution that allows you to choose specific invoices for immediate funding.
This flexible option is ideal for businesses seeking quick cash flow solutions without committing their entire sales ledger.
It’s fast to set up and focuses on your chosen invoices, offering an adaptable and efficient way to manage your finances.
About Pinks Asset Finance
At Pinks Asset Finance, we’re a close-knit team led by myself, Chris Pink, and my wife, dedicated to offering bespoke asset and business funding solutions.
We pride ourselves on delivering one-to-one service, ensuring each client receives personalised attention that meets their unique needs.
We’re not just another financial service provider; we’re a small, personal family business, deeply rooted and well-connected within the local community.
Our clients trust us because we offer honest, straightforward advice, without any hidden agendas.
This has allowed us to build and maintain strong relationships within the local business network, making us a trusted name in asset and business funding.
Our range of services includes everything from asset finance and hire purchase to more complex arrangements like secured and unsecured business loans, and commercial mortgages.
We also specialise in niche markets offering everything from agriculture to high-end vehicle finance.
Being part of the Chichester Chamber of Commerce and the Federation of Small Businesses enriches our connections and understanding of local economic dynamics, which in turn benefits our clients.
We’re also committed to giving back to our community, supporting local charities and initiatives, which fosters a stronger, more supportive environment for everyone.
Contact Pinks to book a discovery call or meeting
Think Pink for Your Financial Link:
Call Pinks Asset Finance at 01243-767121 to Secure Your Business Future Today!
Frequently Asked Questions
What Makes Pinks Asset Finance Different From Other Finance Companies?
We stand out because we’re a small, family-owned business offering personalised, honest advice and strong local connections, ensuring our clients receive tailored, straightforward financial solutions that truly meet their needs.
How Does Pinks Asset Finance Support Local Charities?
We support local charities by actively engaging in community initiatives and partnering with organisations like Dementia Support. Our commitment strengthens communal ties and enhances local welfare through various charitable activities and sponsorships.
Can Pinks Asset Finance Provide Funding for International Businesses?
We primarily focus on UK-based clients, but we can occasionally support international businesses depending on the specifics of the case and our network’s capabilities. It’s best to contact us directly to discuss your needs.
What Is the Typical Approval Time for a Finance Application?
We typically approve finance applications within a few days, but it can vary based on the complexity and details of the application. We’ll work efficiently to process your request as quickly as possible.
Does Pinks Asset Finance Offer Financial Advice for Start-Ups?
We certainly provide financial advice for start-ups, tailoring our solutions to meet your unique needs with honest, straightforward guidance to help launch and grow your new business successfully.
So What Have We Learnt?
At Pinks Asset Finance, our goal is to empower your business with the right financial solutions right here in Bognor Regis.
We grasp the unique challenges and opportunities within our community and are committed to customising our services to meet your specific needs.
Let’s collaborate to reach your financial goals with integrity and personalised care.
Get in touch today to start the conversation and take the first step towards your business’s successful future.
