Business funding in Petersfield can be complex, so at Pinks Asset Finance we understand what companies need by taking the time find out about your business.
We offer tailored solutions ranging from asset finance, invoice finance, to various business loans, ensuring flexible terms that meet your unique needs.
Whether you’re looking to manage cash flow, bridge a financial gap, or finance a new project, our team is well-equipped to provide rapid and efficient financial support.
With one-to-one service and a deep understanding of local market dynamics, we’re dedicated to helping your business grow. Exploring further could expose ideal options suited for your business’s success.
How We Help Your Business Funding
At Pinks Asset Finance, we’re committed to helping businesses in Petersfield and beyond secure the funding they need to thrive and expand.
Our approach is tailored and personal; we start by understanding your unique business requirements and goals.
Leveraging our extensive network of financial partners, we offer a diverse range of funding solutions including asset finance, commercial mortgages, and bespoke business loans, both secured and unsecured.
Whether you’re looking to upgrade equipment, expand your facilities, or manage cash flow, we aim to provide clear, honest advice and negotiate the best possible terms for you, ensuring a smooth and efficient financing process that lets you focus on running your business effectively.
Services We Offer
At Pinks Asset Finance, we’re committed to supporting the Petersfield, Hampshire community with a range of business funding services.
Whether you’re in need of asset finance, business loans, or invoice finance, we’ve got the expertise to help your business thrive.
Each solution is tailored to meet your specific requirements, ensuring you receive the best possible support.
Asset Finance Petersfield, Hampshire
At Pinks Asset Finance in Petersfield, Hampshire, we’re proud to offer a variety of asset financing options to meet your business needs.
Our services include Hire Purchase, Asset Refinance, Asset Leasing, and Sale and Leaseback solutions, each tailored to help you manage and grow your business effectively.
We’ll work with you to find the best financial strategy that aligns with your company’s objectives and financial situation.
Hire Purchase
How can hire purchase benefit your business in Petersfield, Hampshire?
By allowing you to spread the cost of new or used assets over time, we make it easier for you to budget and manage finances.
With an initial deposit and affordable monthly payments, you’ll enjoy the benefits of the asset while paying it off.
Plus, secured financing means better interest rates for your business.
Asset Refinance
We offer asset refinancing services that allow you to leverage the equity in already-owned assets for additional financial flexibility.
Whether your asset is fully paid off or you still owe payments, we can help. Our process involves evaluating the equity of your asset and providing a lump sum by refinancing.
It’s a great solution for freeing up capital without selling your valuable assets.
Asset Leasing
Moving from refinancing, let’s explore how asset leasing can benefit your business through Pinks Asset Finance in Petersfield, Hampshire.
- Preserve Cash Flow: Avoid large upfront costs.
- Flexibility: Tailor terms to suit your business needs.
- Tax Efficiency: Potentially reduce taxable income.
- Upgrade Easily: Swap for newer models at lease end.
Sale and Leaseback
Sale and leaseback arrangements provide an excellent opportunity for businesses to free up capital from their existing assets while continuing to utilize them in daily operations.
At Pinks Asset Finance, we’ll help you navigate this process, ensuring you get the best terms for your needs.
You’ll gain immediate cash and retain asset usage, perfect for enhancing liquidity without sacrificing operational capacity.
Business Loans Petersfield, Hampshire
At Pinks Asset Finance, we offer a range of business loans to support your company’s growth and operational needs in Petersfield, Hampshire.
Our services include:
- Bridging loans
- Development finance
We also provide revolving credit facilities, tailoring financial solutions that align with your business objectives.
Bridging Loans
We offer bridging loans in Petersfield, Hampshire, providing a swift and flexible funding solution for short-term financial gaps.
Whether you’re shifting between property sales or need quick business financing, our bridging loans are ideal.
We’ll guide you through valuation and legal processes, ensuring fast access to funds, backed by our experienced team dedicated to your financial success.
Call us today for tailored solutions.
Development Finance
Offering development finance in Petersfield, Hampshire, our services cover everything from site purchase to project completion. We tailor loans for each phase, from minor refurbishments to ground-up developments.
Our terms stretch up to 24 months, with funding released in tranches. Interest is typically rolled up, payable at the end, ensuring you can focus on the project without financial interruption.
Unsecured Business Loan
Unsecured business loans provide a flexible financing option without the need for collateral. At Pinks Asset Finance, we offer these loans with terms from 1-6 years.
You’ll find interest rates are slightly higher due to the increased risk. Despite this, we guarantee clear terms and support, especially now that UK government schemes like CBILS have ended.
We’re here to help your business expand or sustain.
Secured Business Loan
While unsecured loans provide flexibility, secured business loans leverage your assets to secure more significant funding amounts.
At Pinks Asset Finance, we’ll help you utilize high-value assets like property as collateral.
This approach often means less scrutiny on your credit and potentially lower costs.
With terms based on the loan-to-value, we make sure you get the funding you need with the security of tangible asset backing.
Invoice Finance Petersfield, Hampshire
At Pinks Asset Finance, we grasp the importance of immediate cash flow for your business. That’s why we offer specialized invoice finance services in Petersfield, Hampshire.
Our options include Invoice Discounting, Invoice Factoring, and Selective Invoice Finance, each tailored to meet different financial needs.
We’ll assist you in releasing the cash tied up in unpaid invoices quickly and efficiently, ensuring you can keep your business moving forward without interruption.
Invoice Discounting
For businesses in Petersfield, Hampshire, our invoice discounting service offers a practical solution for managing cash flow by allowing you to borrow up to 90% of your outstanding invoice values.
We provide this service confidentially, so your clients won’t know you’re using it.
You’ll simply redirect payments to a trust account, maintaining control and continuity in your customer relationships without involving direct collections.
Invoice Factoring
Offering invoice factoring services, Pinks Asset Finance provides businesses in Petersfield, Hampshire, with immediate cash by purchasing their outstanding invoices.
We advance up to 85% of the invoice value and manage your sales ledger.
Our team handles credit control, ensuring timely collections. This service includes redirecting customer payments to our trust account, with a credit collection agent actively recovering the debts on your behalf.
Selective Invoice Finance
We provide selective invoice finance, allowing businesses in Petersfield, Hampshire, to strategically fund specific invoices or projects.
This service lets you select which invoices to finance, offering flexibility and rapid setup, typically within a week.
It’s ideal for managing cash flow without committing to your entire sales ledger. However, costs are higher, and it involves thorough debt validation with your customers.
About Pinks Asset Finance
At Pinks Asset Finance, Lyndsay and I dedicate ourselves to delivering exceptional asset and business funding solutions tailored to our clients’ unique needs.
We’ve established a small, personal family business that thrives on providing one-to-one service.
Based in the vibrant city of Chichester, we’re well connected locally and trusted within the business network, which allows us to offer honest and straightforward advice.
We’re not just another finance company; we’re a part of the community.
As members of the Chichester Chamber of Commerce and the Federation of Small Businesses, we engage actively with local businesses, many of whom are our clients.
This involvement not only strengthens our connections but also enhances our understanding of the local market dynamics, enabling us to serve you better.
Our extensive range of services includes everything from asset finance to commercial mortgages and more specialised options like high-end vehicle finance.
We’re fully licensed and accredited by the Financial Conduct Authority and the Information Commissioner’s Office, ensuring that all your dealings with us are secure and confidential.
We’re here to support you in growing your business by making financing as seamless and hassle-free as possible.
Contact Pinks to book a discovery call or meeting
Experience the Pinks Asset Finance difference: your pink ticket to seamless business growth.
Call us today at 01243-767121 to start the conversation!
Frequently Asked Questions
What Makes Pinks Asset Finance Different From Banks?
We’re different from banks because we offer personalised, one-on-one service, deeply understand our local community, and provide honest, straightforward advice tailored to each client’s unique needs in the asset finance industry.
Can I Get Finance for a Start-Up Business?
We can definitely explore financing options for your start-up. With our diverse offerings, we’ll tailor solutions that align perfectly with your business needs and help set the stage for your future growth.
Are There Early Repayment Options Available?
We offer early repayment options that can be tailored to your specific needs, allowing you flexibility in managing your finances more effectively. Let’s discuss how this can work for your situation.
How Does Pinks Asset Finance Support Local Charities?
We actively support local charities by serving as Corporate Ambassadors for Dementia Support and contributing to various local causes.
Our commitment helps create a stronger community and reflects our values in giving back.
What’s the Average Timeline for Loan Approval?
We typically process loan approvals within a few days to two weeks, depending on the complexity of the application and the speed of documentation submission by our clients.
So, to sum up…
At Pinks Asset Finance, we’re here to help your Petersfield business thrive.
From asset finance to commercial mortgages, our tailored services are designed with your unique needs in mind.
With our deep local knowledge and commitment to personal service, we aim to build lasting relationships, not just transactions.
Let’s work together to propel your business forward.
Contact us today to schedule a discovery call or meeting and start shaping the future of your business.
Let’s grow together!
