We grasp your need for strong business funding in Alton, Hampshire, and that’s where Pinks Asset Finance comes in.
We offer a wide range of solutions from asset finance to business loans and invoice financing, aiming to negotiate the best terms locally to keep the financing process smooth and stress-free.
Our expertise spans across various industries, ensuring we can create a customised funding solution that fits your specific needs.
We’re proud to support your business growth with flexible financial options. Curiosity might just lead you to uncover how we can uniquely help propel your business forward.
How We Help Your Business Funding
At Pinks Asset Finance, we’re dedicated to providing personalised and flexible business funding solutions tailored to meet the unique needs of each client.
Whether you’re looking to expand your operations, invest in new equipment, or manage cash flow, we offer a wide range of services including asset finance, business loans, and invoice financing.
Our deep understanding of the asset finance industry, combined with our strong local connections and straightforward advice, enables us to negotiate the best possible terms for our clients.
We aim to make the financing process seamless and hassle-free, so you can focus on growing your business with the right financial support in place.
Services We Offer
At Pinks Asset Finance, we take pride in providing specialised financial services designed for businesses in Alton, Hampshire.
Whether you require asset finance, business loans, or invoice finance solutions, we’ve your needs addressed.
Our team is here to assist your business’s distinct financial requirements with transparent, uncomplicated guidance.
Asset Finance Alton, Hampshire
At Pinks Asset Finance, we offer a variety of asset finance services customised to meet your business requirements in Alton, Hampshire.
Whether you’re looking into Hire Purchase to spread the cost of your assets, Asset Refinancing to release capital, or Asset Leasing for flexibility, we’ve got you covered.
Moreover, our Sale and Leaseback solutions offer a chance to release existing capital without sacrificing asset usage.
Hire Purchase
We offer Hire Purchase options, allowing businesses to acquire essential assets by spreading the cost over manageable monthly installments.
You’ll start with an initial deposit, usually about 10% of the purchase price, followed by fixed monthly payments.
This method guarantees easier budgeting and, since the loan is secured against the asset, typically offers better interest rates than unsecured loans.
Ownership transfers to you after the final payment.
Asset Refinance
Understanding the value in your already-owned assets, Pinks Asset Finance offers asset refinance options to help you release capital based on the equity of your items.
Whether your assets are fully paid off or still under finance, we’ll assess their equity to secure you a lump sum, ensuring you can reinvest in your business without interrupting your cash flow or operations.
Asset Leasing
Why consider tying up your capital when you can opt for asset leasing, allowing you to keep cash available for other business needs?
At Pinks Asset Finance, we help you:
- Use assets without upfront payment.
- Manage cash flow effectively.
- Access various leasing options tailored to your needs.
Let us handle the details, so you can focus on growing your business.
Sale and Leaseback
At Pinks Asset Finance, you can release your company’s equity through our Sale and Leaseback services, enabling continued use of essential assets while boosting your cash flow.
This option is ideal for businesses that are asset-rich but need immediate capital.
You’ll sell your assets to us and lease them back on agreed terms, ensuring you retain operational continuity without compromising financial stability.
Business Loans Alton, Hampshire
At Pinks Asset Finance, we offer a wide range of business loans to meet your specific needs in Alton, Hampshire.
Whether you’re looking for a secured business loan to expand your operations, or an unsecured loan for a faster financing solution without collateral, we’ve got you covered.
We also provide specialised options like bridging loans and revolving credit facilities, ensuring you can find the perfect fit for your business’s financial demands.
Bridging Loans
We often provide bridging loans to swiftly manage the financial gap during property transactions. These loans are ideal for covering costs while you sell your old property or secure long-term financing.
They’re quick to arrange and can be taken as a 1st, 2nd, or 3rd charge on properties, with up to 70% loan-to-value.
They guarantee you don’t miss out on vital opportunities.
Development Finance
Specialising in development finance, Pinks Asset Finance offers tailored solutions for your property building, conversion, or refurbishment projects in Alton, Hampshire.
Having a deep insight into the complexities of funding from site purchase to final phases, our loans, ranging from 6 to 24 months, feature rolled-up interest and are disbursed in phases, ensuring a smooth financial flow as your project progresses.
We’re here to support your vision.
Unsecured Business Loan
Offering unsecured business loans, Pinks Asset Finance provides a flexible funding option without requiring collateral. Recognising the challenges businesses encounter, especially when securing assets isn’t feasible.
Our unsecured loans are ideal for those needing quick, straightforward financial support, with terms typically ranging from 1-6 years.
We’re committed to helping you thrive by tailoring solutions that fit your unique business needs.
Secured Business Loan
Secured business loans use your assets as collateral, allowing you to access larger sums of money with potentially lower interest rates.
At Pinks Asset Finance, we offer loans that leverage your high-value assets, enabling easier approval and longer terms. Our loans are primarily based on the asset’s equity, ensuring competitive pricing and terms.
We’re here to tailor solutions that suit your specific needs.
Invoice Finance Alton, Hampshire
At Pinks Asset Finance, we recognise the importance of maintaining a healthy cash flow.
That’s why we offer tailored invoice finance services like invoice discounting, invoice factoring, and selective invoice finance.
These services enable you to access the cash tied up in unpaid invoices quickly, boosting your business’s liquidity without the long wait.
Invoice Discounting
Pinks Asset Finance offers a robust invoice discounting service in Alton, Hampshire.
Businesses can borrow up to 90% of their outstanding invoice values through this service. We provide this without your customers knowing, maintaining confidentiality.
You’ll redirect payments to a trust account under your name. This option suits those preferring to manage their own credit control while still benefiting from immediate cash flow improvements.
Invoice Factoring
Our invoice factoring service provides immediate cash by purchasing your outstanding invoices and managing their collection.
We’ll advance between 70% and 85% of the invoice value while taking over the sales ledger and credit control.
You’ll direct customer payments to our account, and our agents will handle debt collection, ensuring you focus on growing your business without the hassle of managing receivables.
Selective Invoice Finance
We offer selective invoice finance, a flexible solution that allows you to choose specific invoices for funding, ensuring quick access to cash based on your immediate needs.
This service is ideal for managing cash flow precisely without committing to your entire sales ledger.
It’s quick to set up, typically within a week, though it does require personal guarantees and possibly debentures.
About Pinks Asset Finance
At Pinks Asset Finance, my wife and I provide dedicated and personalised asset and business funding solutions tailored to meet the unique needs of each client.
Operating as a small, personal family business, we pride ourselves on delivering one-to-one service that’s as reliable as it’s friendly.
Originally an Alton boy anyway it’s always be great to help my home town, some are old school buddies doing well like Martin at UKSE Group.
We’re well-connected locally and trusted within the local business network, making sure that we can secure the best possible terms for you.
We understand that every client’s situation is unique, which is why we take the time to really understand your specific needs and goals.
This allows us to customise solutions that not only meet but exceed your expectations.
From asset finance to commercial mortgages, and more specialised sectors like agriculture or construction finance, we’ve got the expertise to support a wide range of industries.
Being a part of the Chichester Chamber of Commerce and the Federation of Small Businesses enhances our ability to stay connected and informed, benefiting our clients through better solutions and opportunities.
Moreover, we operate with transparency and integrity, as evidenced by our accreditations with the Financial Conduct Authority and the Information Commissioner’s Office.
This guarantees that all your dealings with us are secure and trustworthy.
Contact Pinks to book a discovery call or meeting
Navigate your business to success with Pinks Asset Finance – Where your goals meet our expertise.
Call us today at 01243-767121 to schedule your discovery session!
Frequently Asked Questions
What Credit Score Is Needed for Business Funding Approval?
We’ve found that credit scores needed for business funding approval vary widely. Generally, a higher score improves your chances, but we’ll look at the whole picture to find the best solution for you.
How Long Does the Funding Process Typically Take?
We’ve noticed that the funding process can vary, typically taking anywhere from a few days to several weeks, depending on the specifics of the application and the type of financing being pursued.
Are There Early Repayment Fees for Business Loans?
We’re often asked about early repayment fees for business loans. Yes, they can apply, but it depends on the lender’s terms. We’ll help you navigate these details to find the best option.
Can Start-Ups Qualify for Asset Finance Options?
Yes, start-ups can qualify for asset finance options. We’ll assess your business’s potential and needs to tailor suitable financing solutions, ensuring you get the support required to grow and thrive.
What Documentation Is Required for Initial Funding Assessment?
We’ll need your business financial statements, proof of identity, and asset details for the initial funding assessment. These documents help us tailor the financing options to perfectly fit your unique situation.
So What Next?
At Pinks Asset Finance, we’re dedicated to helping your business flourish in Alton, Hampshire.
We comprehend the unique financial landscapes and offer tailored solutions that truly meet your needs.
Let’s build a strong partnership and take your business to the next level together.
Contact us today to schedule a discovery call or meeting and start crafting a financial strategy that works for you.
Remember, at Pinks, your success is our success.
