We at Pinks Asset Finance help with business funding in Bordon, Hampshire, understand the unique challenges businesses face, and we’re equipped to offer tailored asset finance, specialised business loans, and efficient invoice finance solutions.
Whether you’re looking to manage cash flow or finance new assets, we’ve got tools like hire purchase, asset refinancing, and various loan options geared toward fostering your company’s growth.
Additionally, our local ties and personalised approach mean we’re here as partners in your development.
Get in touch to discover how these options can specifically serve your business needs and potentially reveal new opportunities for growth.
How We Help Your Business Funding
At Pinks Asset Finance, we comprehend the diverse needs of businesses when it comes to funding.
Our extensive range of services, including Asset Finance, Business Finance, and bespoke financial solutions like Hire Purchase and Bridging Loans, are designed to cater specifically to the unique challenges and opportunities your business faces.
Leveraging our deep local connections and robust network of financial partners, we make certain that each financing solution is tailored to fit your specific requirements, thereby enhancing your business’s ability to grow and succeed.
Whether it’s acquiring new equipment, expanding operations, or managing cash flow, our dedicated, one-to-one service approach means that you receive personalised, expert advice and a streamlined process that makes business funding hassle-free and effective.
Services We Offer
At Pinks Asset Finance, we’re proud to offer specialised services tailored to meet the needs of businesses in Bordon, Hampshire.
Our offerings include:
- Asset finance
- Various business loans
Each service is designed to provide the financial support you need to thrive and grow.
Asset Finance Bordon, Hampshire
At Pinks Asset Finance, we offer a range of tailored asset financing options to meet the specific needs of businesses in Bordon, Hampshire.
Our services include:
- Hire Purchase
- Asset Refinance
- Asset Leasing
Each option is designed to enhance your financial flexibility and support your business’s growth without straining your cash flow.
Hire Purchase
We offer Hire Purchase options that allow you to manage the acquisition of essential assets through manageable monthly payments.
This option lets you spread costs while using the asset, without owning it until fully paid.
Typically, you’ll start with a deposit, follow with fixed monthly payments, and gain ownership after the final installment, ensuring better budgeting and immediate asset utilization for your business.
Asset Refinance
Building on our discussion of Hire Purchase, let’s now explore how Asset Refinance can offer a practical solution for leveraging existing assets to secure additional funding.
Whether you’ve fully paid off your assets or still owe on them, we can assess their equity and potentially refinance.
This process involves paying off your original lender and providing you with a lump sum based on the equity you’ve built.
Asset Leasing
Asset leasing offers businesses the flexibility to use essential equipment without the financial burden of outright ownership.
- Preserves Cash Flow: No need to pay upfront.
- Flexible Terms: Tailored to business needs.
- Tax Benefits: Potential tax advantages.
- Up-to-Date Technology: Access to the latest models.
We’re here to help you optimise your asset management strategically and financially.
Sale and Leaseback
Sale and leaseback arrangements allow businesses to free up capital while maintaining the use of critical assets.
We at Pinks Asset Finance offer this service to asset-heavy, cash-poor companies in need of funds.
You’ll sell your asset to us, gain immediate cash, and lease it back under clear terms.
This setup guarantees you continue operations smoothly without sacrificing essential resources.
Business Loans Bordon, Hampshire
At Pinks Asset Finance, we offer a variety of business loans to meet your specific needs in Bordon, Hampshire.
Whether you’re in need of secured business loans, unsecured business loans, or more versatile options like revolving credit facilities, our bridging loans and development finance solutions are tailored to support your business as it expands and evolves.
Bridging Loans
We offer bridging loans to swiftly facilitate the shift between purchasing and selling property, or to support business financing needs.
These loans are secured, quick, and flexible, providing up to 70% of a property’s value.
They’re perfect for bridging the gap during transactions or as a fast funding solution for businesses. Expect rapid processing once valuations and legal checks align with your expectations.
Development Finance
Building on our discussion of bridging loans, let’s explore how development finance can support your property projects in Bordon, Hampshire.
We’ll cover your costs from site purchase to construction completion.
The loans typically last 6 to 24 months and we’ll manage interest payments by rolling them up until the project ends.
We’ll work closely with a Monitoring Surveyor to guarantee each phase meets our joint expectations.
Unsecured Business Loan
Exploring unsecured business loans, you’ll find they provide a flexible financing option without the need for collateral.
We offer these loans with a bit higher interest rates due to the increased risk. Typically, they’re available for terms from 1-6 years.
Despite the lack of security, a personal guarantee from directors is often required, ensuring commitment to repayment and sharing the risk.
Secured Business Loan
While unsecured business loans offer flexibility, our secured business loans provide a more substantial funding option by leveraging assets as collateral.
We’ll use high-value assets like property, which means you’re more likely to secure larger amounts at lower rates.
Plus, the focus on collateral reduces the need for stringent credit checks, making it easier to obtain funding even if your business isn’t currently profitable.
Invoice Finance Bordon, Hampshire
At Pinks Asset Finance, we offer specialised invoice finance services that cater to the unique needs of businesses in Bordon, Hampshire.
Our offerings include Invoice Discounting, Invoice Factoring, and Selective Invoice Finance, designed to enhance your cash flow quickly and efficiently.
We’re here to help you access the funds tied up in your unpaid invoices, ensuring you have the necessary capital to grow and sustain your business.
Invoice Discounting
Do you know that with invoice discounting, we can help you access up to 90% of your outstanding invoice values immediately?
This option is perfect if you prefer to manage your own credit control.
It’s confidential, so your clients won’t know we’re involved.
Payments are redirected to a trust account, maintaining your relationships and confidentiality without disrupting your cash flow.
Invoice Factoring
Building on our range of invoice finance options, we also offer Invoice Factoring.
This service handles the collection of debts, advances 70% to 85% of the invoice value, and manages your sales ledger.
We’ll guarantee your cash flow is improved while we take care of the credit control.
Invoice Factoring provides a complete solution by advancing funds and managing credit control on your behalf.
Selective Invoice Finance
We offer Selective Invoice Finance as a tailored solution to enhance your business’s liquidity by financing specific invoices, allowing you flexibility and rapid access to funds.
This service enables you to choose which invoices to fund, providing a quick setup and focus on individual debtors or projects.
It’s ideal for managing cash flow efficiently without committing to financing your entire sales ledger.
About Pinks Asset Finance
At Pinks Asset Finance, my wife and I dedicate ourselves to delivering exceptional asset and business funding solutions tailored to each client’s unique needs.
As a small, personal family business, we pride ourselves on providing a one-to-one service that values honesty and straightforward advice.
Being well connected locally and trusted within the local business network, we’re able to offer not just financing but also a community of support to our clients.
Our services range from asset finance, hire purchase, and leasing to more specialised options like agriculture and construction finance.
We handle everything from high-end vehicle financing to commercial mortgages and bridging loans, ensuring that whatever your business needs, we’ve got you supported.
We’re not just about numbers; we’re about building relationships.
Every client we work with benefits from our commitment to understanding their individual circumstances and goals.
This personal approach is what sets us apart and has made us a reliable partner in the local and broader UK business community.
Our accreditation by the Financial Conduct Authority and our involvement with local chambers and charities reflect our dedication to professionalism and community engagement. At Pinks, we’re more than financiers—we’re your allies in growth.
Contact Pinks to book a discovery call or meeting
Let Pinks Asset Finance be your partner in growth, where every deal is as clear as our name.
Call us today at 01243-767121 to explore your financing options!
Business Funding in Bordon
Frequently Asked Questions
Can Pinks Asset Finance Assist Startups With Initial Funding Needs?
Yes, we can assist startups with their initial funding needs, offering a range of services from unsecured business loans to asset financing, all tailored to meet the unique requirements of new businesses.
Are There Specific Industries Pinks Doesn’t Provide Financing For?
We don’t specifically exclude any industries from financing.
However, each application is assessed individually, ensuring it aligns with our lending criteria and risk assessments to provide tailored solutions for every client.
How Does Pinks Asset Finance Support Community and Charity Initiatives?
We actively support community and charity initiatives, including being a Corporate Ambassador for Dementia Support and participating in local charity events, reinforcing our commitment to contributing positively to our community’s well-being.
What Are the Typical Repayment Terms for a Secured Business Loan?
We typically offer flexible repayment terms for secured business loans, generally ranging from one to ten years, depending on your specific needs and financial situation to make sure it’s manageable for your business growth.
Does Pinks Asset Finance Offer Financial Advice Beyond Loans and Leases?
We don’t just offer loans and leases; we provide thorough financial advice to tailor solutions that perfectly fit your unique needs, ensuring you make the best decisions for your business’s growth and stability.
What Do You Do Now?
At Pinks Asset Finance, we’re committed to helping your business thrive.
Our one-on-one approach guarantees that we comprehend your unique needs to provide customised funding solutions.
Backed by our strong local connections and expert knowledge, we secure the best terms to drive your growth.
Let’s make your business goals a reality.
Contact us today to start a conversation on how we can support your journey to success. Trust us to be your partners in progress.
