The Best Guide to Invoice Finance in Guildford

At Pinks Asset Finance, we provide the solutions to invoice finance in Guildford, that align perfectly with your business objectives.

We grasp the significance of maintaining cash flow and make sure you can access funds tied up in unpaid invoices through services like invoice discounting, factoring, and selective invoice finance.

Our dedicated team offers tailored service that ensures your financial requirements are addressed effectively.

You’ll discover that spending a few moments investigating our different options could unveil new possibilities for expansion and stability.

How We Help Your Business Funding

At Pinks Asset Finance, we grasp the unique financial demands and challenges that businesses face daily.

By offering a wide range of services such as Invoice Finance, Asset Finance, Commercial Mortgages, and more, we’re equipped to tailor solutions that align precisely with your business objectives.

Whether you need immediate cash flow solutions through Invoice Factoring or desire to expand your operations with Secured Business Loans, our expert team, led by the experienced Chris Pink, is committed to facilitating the right financial support.

Our approach is rooted in a deep understanding of your business needs, ensuring a smooth and effective financial strategy that helps propel your business forward.

Services We Offer

At Pinks Asset Finance, we offer a broad range of financial services tailored to meet the diverse needs of our clients in Guildford, Surrey.

Whether you’re seeking asset finance, business loans, or specialized invoice finance solutions, we’re here to assist you every step of the way.

Our expertise guarantees your financing needs are met with precision and ease, making the process straightforward and beneficial for your business.

Asset Finance Guildford

At Pinks Asset Finance in Guildford, Surrey, we offer a variety of asset finance services tailored to meet your business needs.

Whether you’re looking into hire purchase, asset refinance, asset leasing, or sale and leaseback options, we’ve got the expertise to support your growth.

Each service is designed to enhance your business’s financial flexibility without straining your cash flow.

Hire Purchase

We offer Hire Purchase options to facilitate the acquisition and budgeting of assets for your business in Guildford, Surrey.

Spread Costs: Manageable monthly payments
Ownership: Own the asset post final payment
Initial Deposit: Typically 10%
Secured Loan: Better interest rates

Asset Refinance

Understanding asset refinance is essential for businesses looking to leverage the equity in their existing assets for additional funding.

At Pinks Asset Finance, we assess your assets’ equity to determine a loan-to-value ratio, even if there’s existing financing.

We’ll handle the payoff to your original lender and secure a lump sum for you, ensuring you receive the financial support needed to boost your business’s growth.

Asset Leasing

After exploring asset refinance, let’s now focus on how asset leasing can benefit your business through our services in Guildford, Surrey.

Conserve Cash Flow: Avoid upfront costs.
Flexibility: Tailored lease terms.
Tax Efficient: Potential tax benefits.
Access to Latest Equipment: Upgrade easily.

We’re here to help streamline your asset management and enhance operational efficiency.

Sale and Leaseback

Exploring the advantages of sale and leaseback, you’ll find it’s a savvy strategy for businesses in Guildford, Surrey, looking to enhance liquidity while retaining essential assets.

By selling an asset and leasing it back, companies gain immediate cash flow without sacrificing operational capacity.

We’ll handle the details, ensuring you get the best terms for both sale and lease, tailored to support your business’s specific financial needs.

Business Loans Guildford

At Pinks Asset Finance, we provide a variety of business loans customised to meet the varying needs of businesses in Guildford, Surrey.

Whether you’re looking for a secured business loan for long-term investments, an unsecured loan for faster financing needs, or a flexible revolving credit facility, we’ve your back.

Our bridging loans and development finance options also assist with your ambitious projects, guaranteeing you seize every chance for expansion.

Bridging Loans

We offer bridging loans as a swift and efficient solution for clients needing short-term financial support during property transactions.

Quick Funding: Ideal for urgent financial needs.
Flexible Terms: Tailored to fit your unique situation.
Secured Loans: Provides a safety net.
Up to 70% LTV: Generous lending terms.

Development Finance

Offering development finance, Pinks Asset Finance supports clients through the entire process of building, converting, or refurbishing properties.

We cover from site purchase to project completion, with loan terms from 6 to 24 months.

Our loans feature rolled-up interest, meaning you’ll settle capital and interest at the end. We guarantee project success by overseeing development with a Monitoring Surveyor and providing funds in phased tranches.

Unsecured Business Loan

Do you need quick funding without collateral? Our unsecured business loans have got you protected. Here’s what we offer:

No need for collateral
Flexible terms ranging from 1-6 years
Competitive interest rates
Personal guarantees might be necessary

Let’s turn your business aspirations into reality without the requirement for secured assets. Reach out to us today!

Secured Business Loan

Secured business loans frequently utilise high-value assets like property as collateral, allowing your company to access more substantial funding.

We’ll help you leverage the equity in your assets, optimizing the loan-to-value ratio to secure better terms and rates.

This option’s ideal if you’re looking for a sizable loan without the strict credit requirements, ensuring a smoother financial expansion for your business.

Invoice Finance Guildford

In Guildford, we at Pinks Asset Finance offer tailored invoice finance solutions including Invoice Discounting, Invoice Factoring, and Selective Invoice Finance.

These services are designed to improve your cash flow by allowing you to access funds from unpaid invoices quickly.

We’re here to help you understand each option and find the best fit for your business’s financial needs.

Invoice Discounting

We offer invoice discounting services that allow you to borrow up to 90% of your outstanding invoice values, enhancing your cash flow without your customers knowing about the lender’s involvement.

Confidentiality Assured: Your clients won’t know about the financing.
Immediate Cash Flow: Access funds swiftly.
Full Sales Ledger: Applies to your entire ledger.
Simple Payments: Clients pay into a designated account.

Invoice Factoring

invoice financing solution for businesses

Pinks Asset Finance offers Invoice Factoring services, providing clients in Guildford, with immediate access to up to 85% of their invoice values while we handle the collections.

We manage your sales ledger and oversee credit control, ensuring efficient debt recovery.

This service is perfect for businesses seeking quick cash flow solutions without the hassle of chasing payments themselves.

Selective Invoice Finance

Building on our range of invoice financing options, let’s explore how Selective Invoice Finance can specifically benefit your business.

Flexibility: Choose specific invoices to finance.
Quick Setup: Often ready within a week.
Focused Credit Assessment: Based on your customer.
Ideal for Small Portions: Covers 20-30% of your sales ledger.

About Pinks Asset Finance

At Pinks Asset Finance, our husband and wife team is committed to delivering exceptional asset and business funding solutions tailored to each client’s unique needs.We’re a small, personal family business, deeply rooted in the Guildford community.

Our approach is straightforward and honest, ensuring that every client receives personalised, one-to-one service.

We pride ourselves on being well-connected locally, trusted within the local business network.

This trust is built on years of providing clear, straightforward advice and maintaining strong relationships with both clients and financial partners.

Recognising that each client’s needs are distinct, we’re dedicated to crafting solutions that perfectly match their objectives.

As part of the vibrant Chichester Chamber of Commerce and the Federation of Small Businesses, we stay active within the business community, continually enhancing our service offerings.

Our accreditation by the Financial Conduct Authority and the Information Commissioner’s Office underscores our commitment to integrity and client protection.

We’re not just about business; we’re about fostering a supportive community.

Through our involvement with local charities and initiatives, we aim to contribute positively to the area we serve, ensuring a brighter future for all involved.

Contact Pinks to book a discovery call or meeting

Turn your business vision into a reality with Pinks Asset Finance.

Call us at 01243-767121 to start your journey towards success.

Frequently Asked Questions

Does Pinks Asset Finance Offer Online Invoice Finance Applications?

We’re currently offering a range of services, including online applications for invoice finance, to streamline our clients’ financing needs efficiently and effectively across various locations.

Can International Invoices Be Financed by Pinks Asset Finance?

We’re able to finance international invoices, helping you manage and grow your business effectively. Reach out to discuss your specific needs and how we can tailor our services for your international transactions.

Are There Sector-Specific Invoice Finance Options Available?

We offer sector-specific invoice finance options to meet diverse industry needs, ensuring tailored solutions for each client’s unique business requirements. Let’s discuss how we can specifically assist your sector.

What Is the Minimum Invoice Amount Eligible for Financing?

We’ve set no specific minimum invoice amount for financing; we’re flexible to accommodate various business needs. Let’s discuss your particular situation to find the best financing solution for you.

How Quickly Can Funds Be Available After Approval?

We can usually make funds available within 24 to 48 hours after approval. It’s all about quick, efficient service to keep your business moving forward without any unnecessary delays.

What Do You Do Now

At Pinks Asset Finance, we’re dedicated to supporting Guildford businesses with personalised invoice finance solutions.

Our family-run approach means you get tailored, honest advice that fits your unique needs.

We’re not just a provider but a partner in your success. Let’s work together to enhance your business’s liquidity and growth.

Join us and experience the difference we can make for your enterprise.