Disclosure of Commission

The Financial Conduct Authority (FCA) expects intermediaries to disclose to customers that a commission may be payable by the owner or creditor to the intermediary. If requested by the customer, the amount of that commission will also be disclosed. The FCA defines “commission” as any financial consideration.

When you order a vehicle, you will enter into a lease agreement with one of our partner finance providers or lenders. Our arrangement fee is for our services and not for arranging the finance agreement.

If you are looking to finance or hire your vehicle, we work with a panel of carefully selected lenders. In these circumstances, we act as a “credit broker” and not a lender.

We will only offer products from our selected panel of finance providers, who may pay us a commission. This commission may be fixed or variable, potentially affecting the monthly payments you make.

We will disclose the commission we receive from the finance company before you place your order. This will occur prior to proposing you to the finance provider. If there are changes to the original quote, such as a change in term or mileage allowance, we will provide a new quote and updated commission disclosure document. You will be required to sign each commission disclosure to confirm your informed consent to our remuneration.

While we aim to secure the most suitable finance arrangement for you, this does not constitute financial advice or recommendations from us.

About Pinks Associates Ltd

Whose Products Do We Offer?

Pinks Associates offers products and services from a range of finance suppliers and lenders with whom we have commercial agreements in place. We operate as a Commission-Based Organisation, meaning we receive payments for business introductions. This financial remuneration may be variable or pre-set, depending on the product and the volume we place with each lender. The amounts we receive will vary and may affect the amount you pay.

Which Service Will We Provide for You?

You will not receive financial advice or a recommendation from us. We provide product information to help you make an informed decision on how to proceed.

Who Regulates Us?

Pinks Associates Ltd operates as an Appointed Representative of Moorgate Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA), firm number 662419.

For more information, visit the FCA’s website or contact us directly.

What to Do if You Have a Complaint

If you wish to make a complaint, please visit our Complaints Policy for more information.