At Pinks Asset Finance, we understand that acquiring essential equipment shouldn’t strain your cash flow. Our hire purchase solutions are designed to provide you with the tools you need to grow, without the hefty upfront costs.

What is Hire Purchase?

Hire purchase allows you to acquire an asset by paying in manageable monthly instalments. While you’re making payments, you’re effectively hiring the asset. Once all payments are completed, ownership transfers to you.

Why Choose Hire Purchase?

Preserve Cash Flow

Spread the cost over time, keeping your capital free for other business needs.

Fixed Interest Rates

Enjoy predictable payments with fixed interest throughout the term.

Eventual Ownership 

Gain full ownership of the asset after the final payment.

Potential Maintenance Inclusion

Some agreements may include maintenance, reducing your operational worries.

Cost Consideration

Interest rates vary based on your business profile and the asset type. However, hire purchase often offers more favourable rates compared to unsecured loans, as the asset serves as collateral.​

Start Your Application:

Connect with us today to begin the process and move closer to owning the assets your business needs.​

business funding solutions
business funding solutions

How We Support Your Business

Who Can Benefit?

  • Businesses with substantial asset requirements.

  • Companies across various credit profiles.

  • Enterprises exploring new revenue streams.​

How Does It Work?

  • Select Your Asset:

    Choose the equipment you need and find a supplier.

  • Initial Deposit:

    Typically, a 10% deposit is required.

  • Monthly Payments:

    Repay over 12 to 84 months at an agreed rate.

  • Ownership Transfer:

    After the final payment, the asset becomes yours.​

Explore Your Options:

Use our asset finance calculator to see how hire purchase can work for you.